Licensed · Local · 30A & the Emerald Coast
Association management that owners can actually see.
Gulf CAM manages HOAs and condominiums from Miramar Beach to Panama City Beach. Every community gets its own page and owner portal: documents, financials, online dues, and maintenance requests in one place.
What we handle
Full-service management for coastal communities
Financial management
Assessment billing and collections, accounts payable, monthly financial reports, budgets, and reserve tracking, all visible to your board online.
Maintenance & vendors
Owners submit requests online. We dispatch vetted local vendors, track every job to completion, and run regular site inspections.
Florida compliance
Statutory website posting, meeting notices, official records, SIRS and milestone inspection tracking, and DBPR requirements handled for you.
Board support
Meeting prep, agendas, minutes, and a manager who attends. Board members get their own dashboard of finances and open items.
Architectural review
Owners apply online, the committee reviews in one place, and decisions are recorded with conditions and dates.
Owner communication
Announcements, documents, and meeting notices in one portal, so owners stop calling to ask where things are.
The owner portal
One login for everything about your home
Owners sign in once and see each property they own, with no separate portals by ZIP code and no paper coupons.
- ✓Pay dues online. Bank transfer (ACH) at no fee or card, with a full statement of every charge and payment.
- ✓Association documents. Declaration, bylaws, rules, budgets, minutes, contracts, and inspection reports, organized and searchable.
- ✓Current financials. Budget vs. actual for the year and reserve fund balances, updated monthly.
- ✓Maintenance requests. Report an issue with a photo and follow it from submitted to completed.
- ✓Architectural requests. Apply for exterior changes and see the committee's decision online.
- ✓Meetings & announcements. Notices, agendas, and video links posted on time.
Florida law
Website compliance, built in
Florida now requires condominium associations with 25 or more units (as of January 1, 2026) and HOAs with 100 or more parcels (as of January 1, 2025) to post official records on a website or app with a password-protected owner section.
Every Gulf CAM community page includes that owner section, and our staff tracks each required record and meeting notice against its posting deadline.
How we keep you compliant →Service area
Based in Miramar Beach. Local to every community we manage.
Walton County
30A · Santa Rosa Beach · Miramar Beach · DeFuniak Springs
Okaloosa & Bay Counties
Destin · Fort Walton Beach · Niceville · Panama City Beach · Panama City
Thinking about changing management companies?
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